El Bitcoin (BTC) rebota tras caer por debajo de los 45.000 dólares

  • Bitcoin ha creado una vela envolvente bajista en el marco de tiempo semanal.
  • Los indicadores semanales son alcistas, pero las señales diarias son bajistas.
  • BTC ha roto una cuña descendente a corto plazo.

El precio de Bitcoin (BTC) bajó considerablemente la semana pasada pero ha roto un patrón de reversión alcista de corto plazo.

Se espera que el Bitcoin siga subiendo hacia las zonas de resistencia que se detallan a continuación.

Cierre semanal bajista de Bitcoin

El Bitcoin bajó de un máximo de $57,508 a un mínimo de $43,000 la semana pasada, creando una vela envolvente bajista en el proceso.

Mientras que el RSI generó una divergencia bajista antes de la caída, la ha invalidado con una divergencia alcista oculta. Esto es una fuerte señal de continuación de la tendencia alcista.

Además, el MACD aún no ha hecho una barra de impulso inferior (aunque está cerca esta semana) y el oscilador estocástico aún no ha hecho un cruce bajista.

Ha habido cinco casos anteriores de velas envolventes bajistas tras un movimiento alcista significativo desde 2015.

Dos de ellos condujeron a nuevos máximos inmediatamente después (flechas verdes), dos condujeron a ligeros rebotes y mínimos más bajos (amarillo), mientras que uno siguió con un rebote pero fue el comienzo de una corrección de dos años (rojo).

No obstante, los cinco dieron lugar a rebotes en la semana siguiente, por lo que es probable que esta semana también veamos algún movimiento al alza.

Movimiento actual

El gráfico diario muestra que el BTC está operando actualmente por encima de la zona de soporte menor de $44,800. Ha validado el nivel por segunda vez y ha creado una mecha inferior.

Sin embargo, los indicadores técnicos son bajistas. El histograma MACD se encuentra en territorio negativo y el oscilador estocástico se encuentra en posición bajista.

El gráfico de dos horas es un poco más alcista. Muestra una ruptura de una cuña descendente y una divergencia alcista muy significativa tanto en el RSI como en el MACD.

Si el BTC sigue subiendo, la zona de resistencia más cercana se encontraría entre 50,670-$52,480. Este rango son los niveles de retroceso 0,5-0,618 Fib al medir todo el movimiento bajista.

Esto también encajaría con la posibilidad de un rebote como se indica en el gráfico semanal.

Una ruptura y validación de la mencionada zona de 50.670 a 52.480 dólares como soporte confirmaría que la tendencia es alcista.

Recuento de ondas de BTC

El recuento de ondas más probable sugiere que BTC acaba de completar la onda cuatro de un impulso alcista de cinco ondas (naranja).

Mientras no se alcance el nivel de invalidación en $38,620, es probable que BTC siga siendo alcista y que lleve a un nuevo máximo histórico.

El recuento de las ondas a largo plazo es el siguiente.

Conclusión

Se espera que el Bitcoin continúe saliendo de la cuña descendente y se mueva gradualmente hacia el rango de $50,670-$52,480.

Bitcoin diventa mainstream poiché le istituzioni detengono il 3% dell’offerta circolante di BTC

Il crescente appetito degli investitori istituzionali fa sì che le aziende detengano ora più di 460.000 BTC, che rappresentano il 3% dell’offerta totale in circolazione.

Gli investitori istituzionali stanno rapidamente divorando Bitcoin e, al momento in cui scriviamo, quasi il 3% del Bitcoin Storm in circolazione è bloccato in partecipazioni a lungo termine da questi investitori.

I dati mostrano che 24 entità hanno accumulato più di 460.500 BTC, che equivalgono a $ 22 miliardi al prezzo attuale di Bitcoin

Secondo Michael Novogratz, questa cifra esclude i 3 milioni di BTC persi per sempre , il quale stima che una carenza di offerta potrebbe verificarsi a breve se le istituzioni manterranno la loro corrente frenesia di acquisti.

L’attuale elenco di possessori include MtGox KK, che ha quasi 141.690 BTC ($ 6,6 miliardi). Il prossimo è Block.one con una stima di 140.000 BTC $ 6,5 miliardi). MicroStrategy ha anche circa 71.000 BTC (3,3 miliardi di dollari) e questa settimana Tesla ha acquistato 38.500 BTC (circa 1,8 miliardi di dollari).

Gli analisti ora si aspettano che detenere Bitcoin in tesoreria diventerà presto uno standard aziendale in quanto vi sono molteplici ragioni tecniche per considerare Bitcoin come una copertura contro l’inflazione .

Innanzitutto, BTC ha un’offerta limitata in circolazione, imitando la riserva di valore dell’oro. Inoltre, non c’è modo di accelerare la nuova fornitura di Bitcoin attraverso ulteriori attività di mining.

I grandi detentori riducono ulteriormente l’offerta circolante acquistando quantità significative dal mercato e collocandole in celle frigorifere. Questa cultura di detenzione a lungo termine tra la maggior parte dei partecipanti alle criptovalute riduce la già piccola offerta, creando un circolo vizioso.

Per i direttori finanziari esperti, avere una parte del tesoro di Bitcoin fornisce una copertura normativa e arbitraggio poiché i governi non possono congelare i fondi

Ciò che sorprende della decisione di Tesla di acquistare Bitcoin è il tempismo, poiché la decisione è avvenuta dopo che il prezzo di BTC è aumentato del 250% in quattro mesi.

La mossa di questa settimana ha portato la capitalizzazione di mercato di BTC a superare quella di Tesla, raggiungendo la nona posizione tra tutti gli asset negoziabili.

In passato, l’acquisto di Bitcoin potrebbe essere stato visto come una mossa incredibilmente audace, ma ora sta diventando un buon senso per gli investitori istituzionali.

Con una stima approssimativa di $ 10 trilioni di tesoreria aziendale in tutto il mondo , anche un’allocazione del 3% in BTC rappresenta $ 300 miliardi, che è circa un terzo del valore complessivo di Bitcoin in liquidità.

Considerando che oltre il 60% dell’offerta di Bitcoin non si è mosso in più di un anno, un afflusso di $ 300 miliardi è quasi inimmaginabile per un asset con un flottante di $ 355 miliardi.

Inoltre, i BTC appena coniati dai minatori ammontano a 341.640 all’anno, appena 16,3 miliardi di dollari. Pertanto è lecito concludere che la costante allocazione di BTC ai titoli di stato aziendali potrebbe più che raddoppiare il prezzo attuale di Bitcoin.

Anchorage Becomes First Nationally Approved U.S. Crypto Bank

The Anchorage cryptocurrency custody service becomes the first U.S. crypto-bank to be nationally approved by regulators. A considerable advance for the industry as a whole.

A national first for Anchorage

Anchorage , providing multiple cryptocurrency-related services for institutional The News Spy scam investors, becomes the first national “digital asset bank” in the United States . The company has obtained conditional approval of a national trust charter from the Office of the Comptroller of the Currency (OCC), the regulator of US banks.

Called the Anchorage Digital Bank National Association, this crypto-bank is now authorized to operate as a fiduciary institution at the national level :

“This is an important milestone, not only for us as an organization, but also for the cryptocurrency industry and the financial world in general. The crypto world deserves a bank, and we are extremely proud to have been approved as the standard-setting, ”Anchorage said in its statement .

In an interview with Coindesk media, Anchorage President Diogo Mónica added:

“We are a national bank. The only difference is our line of business, which is to manage crypto-assets versus other assets. The advantage of having a federally chartered bank is that it takes precedence over all state laws. Being regulated by the oldest banking regulator in the United States sends a very clear message. “

A spectacular advance for the industry

For Anchorage and especially for the cryptocurrency industry as a whole, obtaining this charter is a considerable step forward . Little by little, regulators are placing their trust in companies in the sector, which offers increasingly demanded services.

This is certainly just the start of a long line of approvals and efforts from regulators for 2021. The advantage this offers crypto companies is colossal. Rather than scrambling to get a specific license to operate in each state, this national charter allows companies to supply customers across the country .

Obtaining this charter also allows Anchorage to develop new services:

“This means that there is a crypto-native company that offers cryptocurrency related services like lending, staking and is now allowed to be directly connected to the heart of the financial system,” added the Anchorage team.

In the United States, demands for the establishment of national crypto-banks are growing. Last month, the BitPay and Paxos companies both applied for federal charters from the OCC .

In addition, the Kraken exchange established the first crypto bank in the United States in September 2020 , but it can only operate in the state of Wyoming at this time.

In recent months, things have been moving very quickly in the United States. Cryptocurrencies are at the heart of discussions among regulators, and they are genuinely opening up to the industry .

4 scaling solutions that will make Ethereum mainstream in 2021

Ethereum (ETH) can currently only process 15 transactions per second. Although this problem is to be solved by ETH 2.0, experts suspect that it will not be expected until the end of 2022. That is why ETH developers are working on other so-called Layer 2 scaling solutions.

Today we take a look at the four most promising approaches

The scaling of Ethereum is one of the most discussed topics in the crypto space. Since the start of the Ethereum Code network, developers have been working on possible solutions. Whenever there are periods of heavy network traffic, the scaling debate heats up again. One of these types was the ICO boom and the emergence of the CryptoKitties in 2017. At that time, the hype overloaded the entire ETH network. As in the last few days and weeks, transactions could only be carried out with extremely high fees.

At the moment, the ETH blockchain is being pushed to its limits primarily through decentralized finance (DeFi) applications. But what solutions are there for this problem?

When it comes to scaling blockchain in general, there are basically two options. On the one hand, the scaling of the so-called base layer, i.e. the main chain of a blockchain network, or the scaling of the network by outsourcing part of the transactions to a layer 2.

But what exactly are Ethereum Layer 2 scaling solutions all about? What different approaches are there and when can an implementation be expected?

4. Channels: Scaling of individual ETH transactions

Channels are one of the first ideas that came up to scale ETH. They are comparable to the Bitcoin Lightning network. Channels allow participants to carry out almost any number of transactions off-chain, while all they have to do is transmit the end result to the main chain. This scaling solution can easily perform several thousand transactions per second.

The top 6 Bitcoin price predictions for the coming year 2021

That the Bitcoin price will reach $ 100,000 – $ 200,000 in the next 12 months is a fairly common, if not „conservative“ prediction. But if these are already being labeled as conservative, which price targets are more realistic?

While one is undoubtedly “in for the technology,” the most popular and hotly debated topic remains the price of The News Spy and speculation about its future value.

Bitcoin price is currently in a bull market cycle, up over 200% since the beginning of the year and outperforming pretty much everything else in 2020, with the exception of a few stocks like Tesla. But this rally seems to be different from the one from the end of 2017. On the one hand, the all-time high has definitely been broken and, on the other hand, it is primarily institutional traders who are accumulating, while the public is still largely sitting on the sidelines and watching.

A flood of money and credit plays into the hands of BTC

Six-digit price forecasts for Bitcoin are becoming increasingly common in this bull cycle, with central banks‘ accelerated monetary expansion being the main driver for such assumptions.

In fact, billionaires and long-established investors like Ray Dalio are starting to warm to the idea of ​​Bitcoin alongside gold. BTC is increasingly perceived as an opportunity to diversify against what Ray Dalio calls, for example, „the depreciation of money“. On Reddit , the economist warned readers there with the following words:

“We are in a deluge of money and credit that is raising most asset prices and distributing wealth in a way that the system we believe is normal cannot and is a threat to the value of our money and credit.

Why does that play into the hands of the valuation of BTC? Quite simply, because apart from the fact that Bitcoin was conceived as a deflationary monetary good in the future, the Bitcoin price is mainly measured in dollars. Ray Dalio puts it like this:

Most likely, this tide will not recede, so these assets [like Bitcoin] will not go down when measured in the decreasing value of money. It is important to be well diversified, both in terms of currencies and countries, as well as asset classes.

Will Bitcoin Price Reach $ 100,000- $ 200,000?

Mark Yusko, the CEO of Morgan Creek, believes the Bitcoin price could exceed $ 100,000 over the course of the next year. This estimate reflects the forecast of the popular stock-to-flow (S2F) model, which its creator PlanB says BTC is still on the right track. Last month he repeated that he no longer has any doubt that the Bitcoin price will reach $ 100,000 by December 2021 due to a „supply shortage“. Last month , he tweeted about this:

People ask if I still believe in my model. To be clear, I have no doubt that Bitcoin S2FX is correct and that Bitcoin will hit $ 100,000-288,000 before December 2021.

Is $ 200,000- $ 300,000 a „conservative“ forecast?

The price of BTC has done an insane rally this year with a good 300%. Still, Bitcoin price predictions of around $ 200,000 by the end of 2021 assume that the leading crypto currency will far outperform this successful year. Because in order to achieve this price target, measured against the current price, BTC will have to add a further increase in value of a good 700%. That’s quite a lot!

Nevertheless, this price prediction even seems relatively tame when we compare it with the Bitcoin price predictions of other analysts. For example, popular on-chain analyst Will Woo says he’s seeing more evidence of “hodling” this time around, as well as dwindling supply of BTC on the exchanges as a result of the aforementioned inventory shortage.

Bitcoin SV-prisanalyse: 15. december

Bitcoin SV-prisanalyse: 15. december

Ansvarsfraskrivelse: Resultaterne i den følgende artikel er forfatterens eneste mening og bør ikke betragtes som investeringsrådgivning

I det meste af 2020 har Bitcoin SVs prisbevægelse været indeholdt i modstandsniveauet på $ 235 og supportniveauet på $ 150. Mens tendensen har fremstået både bullish og bearish, antyder den seneste Bitcoin Pro langsigtede analyse, at tilbøjeligheden mod en stærkere bearish periode i løbet af de sidste par måneder er blevet mere stiv.

1-dages diagrammet for Bitcoin SV var et eksempel på sideløbende volatilitet i begrænset tunneling. Siden slutningen af ​​juli har kryptokurrencyens værdiansættelse registreret et par bullish og bearish tendenser, men det symmetriske trekantmønster er ikke blevet overtrådt. Nu, i løbet af de sidste par uger, er værdiansættelsen begrænset til $ 200-modstandsniveauet, og i løbet af de næste par måneder skal mønsteret gennemgå et brud.

Mens en symmetrisk trekant bærer både hausse- og bearish implikationer, syntes tendensen at være tilbøjelig til et fald. Her er hvorfor,

Bitcoin SV

Som observeret i det vedhæftede diagram antydede Gann-ventilatorindikatoren, at værdiansættelsen af ​​BSV også faldt under 2: 1-supportlinjen. Tendensen fortsatte med at falme ind i det bearish territorium, da værdiansættelsen fortsatte med at flytte væk fra 1: 1-linjen. Det 50-bevægende gennemsnit var i skrivende stund neutral, og prisen blev lidt mindre ustabil på hitlisterne.

Ræsonnement på markedet

I skrivende stund udviste markedsindikatorer en blanding af neutrale og baisse tendenser. MACD var fuldstændig baisse, med den blå linje svævende over den orange linje på hitlisterne. Yderligere var volumen på balance et lavt interval, der skubbede købere helt ud af billedet på pressetidspunktet.

Endelig var Relative Strength Index eller RSI midlertidigt neutral, men indikatoren var vendt mod bunden, hvilket tyder på en stigning i salgstrykket.

  • Modstand: $ 235, $ ​​200, $ 180, $ 174
  • Support: $ 165, $ 160 $ ​​160, $ 136

Konklusion

Med Bitcoin SV er det vanskeligt at lægge et ordentligt langsigtet scenario. Dens afhængighed af resten af ​​markedet er fortsat høj, og markedet var på et pressetidspunkt under en konsolideringsfase. Imidlertid syntes Bitcoin SV alene at være på vej mod en langsigtet korrektionsperiode.

Non si tratta di proprietà dei dati, ma di controllo dei dati, dice il direttore del FEP

Lei ritiene che accettando alcuni „Termini di servizio“, gli utenti rinunciano a una parte dei loro diritti.

Con il progresso della tecnologia, i dati personali diventano un argomento sempre più rilevante. Molti nel settore della crittografia tengono in grande considerazione la finanza sovrana e la privacy dei dati. Tuttavia, secondo Cindy Cohn, i migliori sforzi dei partecipanti possono essere compromessi da imprese centralizzate e da organismi di regolamentazione. Cohn è il direttore esecutivo della Electronic Frontier Foundation, o EFF, un’entità senza scopo di lucro che si occupa di diritti digitali.

Giovedì, Cohn è entrato a far parte di un panel del Web Summit con l’etichetta „Internet“: Chi possiede i nostri dati?“ Indicando il titolo, ha spiegato: „In realtà penso che sia la domanda sbagliata, penso che la domanda sia chi controlla i vostri dati“.

Ha continuato:

„La maggior parte delle volte i vostri dati sono già di vostra proprietà, ma spesso non li controllate perché li cliccate in quel momento di clic per la maggior parte dei servizi che utilizzate. Quindi non importa, la proprietà non fa differenza, che ci sia o meno, se puoi semplicemente cliccarla via“.

Clickwrap si riferisce ai termini e alle condizioni che fungono da gatekeeper per la maggior parte dei siti web e dei servizi moderni. L’iscrizione a un servizio, come Facebook o PayPal, richiede l’accettazione di pagine e pagine di testo, che spesso consistono in un gergo legale confuso. Non accettare i termini dichiarati significa in genere non utilizzare il servizio o il sito web.

Notando il controllo dei dati come un miglior descrittore della situazione attuale, Cohn ha detto:

„Controllare i vostri dati significa che possiamo metterli al di là dell’ambito di un semplice accordo di clickwrap, e possiamo dire che ci sono alcune situazioni in cui il vostro controllo semplicemente non può essere preso da voi, non può essere preso da voi. A volte forse no, ma certamente non con un accordo di tipo „clickwrap““.

Cohn ha detto che il miglioramento può derivare dall’alterazione degli attuali quadri legali e tecnologici, così come da diverse azioni intraprese dalle maggiori aziende.

Una legge in vigore negli Stati Uniti, chiamata „third-party doctrine“, perde di fatto i diritti dell’utente sui dati forniti ai servizi e ai siti web. „Tutti i dati non contenuti che queste aziende hanno, avete rinunciato alle vostre protezioni costituzionali per loro perché li avete dati a una terza parte“, ha osservato Cohn.

L’Internal Revenue Service degli Stati Uniti ha recentemente iniziato un giro di vite della tecnologia dietro la moneta della privacy Monero (XMR). L’agenzia governativa ha assunto Chainalysis e Integra FEC, due unità di crittoanalisi, per aiutarli nei loro sforzi.

Dificuldade da mineração de bitcoin – O que é e por que é importante

  • A dificuldade da mineração de Bitcoin atende às melhorias na potência de mineração
  • A taxa de dificuldade se ajusta automaticamente quando certos níveis são atingidos, tornando mais difícil a mineração de um bloco
  • A taxa de dificuldade garante que a última Bitcoin será minerada em 2140

A taxa de dificuldade da mineração Bitcoin é algo que não é pensado por muita gente no mundo da moeda criptográfica, mas é uma parte crítica do projeto da cadeia de bloqueio Bitcoin. De vez em quando faz manchetes, mas qual é exatamente a taxa de dificuldade de mineração Bitcoin e por que ela é tão importante para a Bitcoin?

Mineração de um bloco – Quão difícil pode ser?

Em essência, a taxa de dificuldade de mineração Bitcoin é uma indicação de quão difícil e demorado é encontrar o hash certo para cada bloco da cadeia de blocos Bitcoin. Os mineiros competem para resolver problemas matemáticos complexos e ser o único a adicionar o próximo bloco à cadeia de blocos, com o vencedor sendo recompensado com 6,25 BTC.

Com o tempo, a quantidade de máquinas de mineração Bitcoin Future cresceu à medida que o esforço se tornou mais popular, aumentando a quantidade de potência computacional destinada à tarefa de atingir este objetivo. Se não fosse controlado, esse poder de computação seria arado através de toda a cadeia de blocos Bitcoin em apenas alguns anos, com o último bloco minerado muito antes de 2140, como planejado.

Como resultado, quando a potência computacional total atinge um determinado nível, o nível de dificuldade se ajusta automaticamente, tornando um pouco mais difícil a mineração dos blocos. Uma boa comparação é o gradiente que aumenta em uma máquina em funcionamento, a fim de retardar o corredor para que ele não termine uma corrida muito cedo.

Dificuldade na mineração de bitcoin mostra o Satoshi Genius

É fácil subestimar o quanto a dificuldade da mineração de Bitcoin é um conceito de pensamento avançado. O criador pseudônimo da Bitcoin, Satoshi Nakamoto, sabia que os computadores se tornariam mais poderosos com o tempo (ele não pode ter sabido que os mineiros ASIC específicos da Bitcoin seriam criados) e assim ele se certificou de construir um algoritmo que atendesse a tais aumentos de poder décadas antes do tempo.

A criação e implementação de uma taxa de dificuldade de mineração Bitcoin escalonada é apenas um exemplo da genialidade da pessoa ou pessoas que criaram Bitcoin e é a razão pela qual Bitcoin é provavelmente o sistema descentralizado mais completo do mundo.

De wetgevers van de V.S. voeren een wet in die Stablecoin

De wetgevers van de V.S. voeren een wet in die Stablecoin Issuers zou vereisen om Bank Charters te verkrijgen

Een nieuw wetsvoorstel van het Amerikaanse Congres zou vereisen dat de emittenten van Bitcoin Billionaire stablecoins de handvesten van de banken veiligstellen en de goedkeuring van de regelgevende instanties krijgen voordat ze de stablecoins in omloop brengen.

De vertegenwoordigers van de V.S. Rashida Tlaib (D-Mich.), Jesús ,,Chuy“ García (D-Ill.) en Stephen Lynch (D-Massa.) introduceerden het Stablecoin Tethering en de Wet van de Handhaving van de Vergunning van de Bank (STABLE) op Woensdag, die in een persmededeling schrijft dat het zich bij het regelen van stablecoins zou concentreren, die de stablecoin van het Facebook-Geleide Weegschaal project (sinds anders genoemd Diem) als één voorbeeld noemen.

„De ,,digitale munten, de waarvan waarde permanent aan of gestabiliseerd tegen een conventionele munt zoals de dollar wordt vastgepend, stellen nieuwe regelgevende uitdagingen terwijl ook een groeiende bron van de markt, de vloeibaarheid, en het kredietrisico vertegenwoordigen,“ de bovengenoemde persmededeling.

De 18 pagina’s tellende rekening zou specifiek stabiele munt uitgevers vereisen om een bankcharter te verkrijgen; vereist goedkeuring van de Federal Reserve, Federal Deposit Insurance Corporation en bankregelgever om een stabiele munt uit te geven; vereist die zelfde entiteiten om een aan de gang zijnde analyse van om het even welk systemisch risico uit te voeren; en vereist uitgevers om FDIC-verzekering te hebben of reserves voor gemakkelijke omzetting terug in de dollars van de V.S. te handhaven.

Dit zou van toepassing zijn op stabiele munten die aan andere nationale of staatsvaluta’s zijn vastgepend, het bovengenoemde wetsvoorstel.

Kuisheid Murphy, een economische adviseur aan Rep. Tlaib, vertelde CoinDesk dat zowel de staat als de federale bankhandvesten aan de eisen van de rekening zouden voldoen.

Rohan Grey, een hulpprofessor bij de Universitaire Universiteit van Willamette van Wet, vertelde CoinDesk dat de rekening werkelijk bepaalt wat een storting wat betreft digitale activa is. Naar zijn mening zijn stablecoins in feite een inheemse vorm van een storting op het internet.

„Elke entiteit die iets wil uitgeven dat loopt en praat als geld of als een storting zou moeten worden geregeld als een deposito-instelling,“ zei hij. Grey is een adviseur voor het wetsvoorstel.

De persmededeling vermeldde ook een brief die de sponsors en de cosponsors eerder naar de Waarnemende Controleur van de Munt Brian Brooks hadden gestuurd, die de nadruk van de regelgever op de digitale activaruimte vroeg. Specifiek, namen de wetgevers kwestie met OCC interpretatieve brieven op banken die de bewaarnemingsdiensten aan stabiele muntemittenten en andere cryptoplatforms verlenen.

Impact

Het wetsvoorstel is ontworpen om individuen te beschermen, Rep. Tlaib zei op Tjilpen en in de persmededeling.

In een tweet, schreef zij, ,,het Verhinderen van cryptocurrencyleveranciers van het herhalen van de misdaden tegen laag en gematigd-inkomen ingezetenen van kleur traditionele grote banken hebben is kritiek belangrijk“.

Een aantal emittenten van stablecoin werken momenteel in de VS zonder bankcharters, waaronder het CENTRE-consortium (dat bestaat uit Circle en Coinbase), Gemini en Paxos. Algoritmische stablecoins zoals Basis.Cash of crypto collateral tokens zoals DAI lijken ook onder dit wetsvoorstel te vallen.

„Elke stablecoin die voldoet aan de wettelijke definitie is beleenbaar, omdat de focus ligt op wat de munt belooft (d.w.z. de verplichting), niet hoe het beweert de verplichting te kunnen afdwingen (d.w.z. het onderpand). Full-reserve, gedeeltelijke reserve, algoritmisch afgeschrikt – dit zijn allemaal variaties aan de activakant. De ,,storting“ component concentreert zich op de belofte van de aansprakelijkheidszijde,“ bovengenoemde Murphy.

De cirkel CEO Jeremy Allaire zei de rekening ,,een reusachtige stap achteruit“ door de industrieinnovatie te beperken zou vertegenwoordigen.

„Een ,,enorme hoeveelheid innovatie die aan de underbanked en kleine ondernemingen wordt gebracht is gedreven door niet-bancaire fintech bedrijven, en het dwingen van crypto, fintech en blockchain bedrijven in de enorme regelgevende lasten van Federale Reserve en FDIC regelgeving en het toezicht is inconsistent met de doelstellingen om innovatie in de eerlijke en inclusieve levering van betalingen te steunen die uit stablecoins komt,“ hij zei in een verklaring die aan CoinDesk met de elektronische post wordt verstuurd.

De ,,efficiëntere manieren om stablecoins te regelen konden uit nieuwe handvesten komen of andere soorten supervisie, zei hij.

In een verklaring, verzette de Uitvoerende Directeur Kristin Smith van de Vereniging Blockchain zich tegen de rekening, zeggend, ,,terwijl wij aanhoudende en constructieve besprekingen met het bureau van Representatieve Tlaib over deze kwestie hebben gehad, zijn wij het met het perspectief van deze wetgeving oneens en verzetten ons tegen deze rekening. Het zou de positie van de machtigste financiële instellingen versterken, terwijl het twee kernbeloftes van gedecentraliseerde netwerken over het hoofd ziet: de kans om meer macht in de handen van de individuele consument te leggen en de innovatie van betalingen en andere financiële diensten te katalyseren“.

Smith zei dat de begeleiding van de OCC rond stablecoins een „progressief voorbeeld“ was van hoe deze penningen in de V.S. geregeld zouden kunnen worden.

De huidige Congreszitting zal in enkel een paar weken beà „indigen, maar Murphy zei de rekening opnieuw volgend jaar zal worden geïntroduceerd.

Bitcoin, the flagship of the post-Covid financial revolution?

Covid-19, bête noire of the established order – Due to the current crisis so overwhelming, some of the oldest critics of Bitcoin, in particular Nouriel Roubini (Dr. Doom), have come (occasionally) to recognize the digital currency queen as a real store of value . The winds of change seem to be here, for others too.

Corona, accelerator of change

It has been a few years since we started a generalized transition to digital. The Covid-19 will have done the right thing to force us to carry out, in a few months, major transformations that would have taken years in normal times.

Among these transformations, 2 are strongly in favor of Bitcoin and digital currencies in general: the considerable increase in online transactions and the unreasonable production of fiat currencies .

The banknote that overflows the safe

Let us quickly come back to the concept of helicoper money , which is the fact of printing as many currencies as possible , then lending it at the lowest possible rate to companies, so that they can meet their obligations.

The result of this monetary policy? Over 23% of dollars printed since the advent of the currency were produced in 2020 . Faced with this proliferation of greenbacks, a question arises: what is the value of this constantly growing money supply?

This question, initially reserved for the most fervent detractors of sovereign currencies, has now made its way to Wall Street where confidence in the dollar is gradually decreasing .

The rise of online transactions

Due to social distancing , there has been a marked increase in online transactions , whether for purchases or movements of money. The last refractories, still placing their transfer orders on paper, had to go digital in the face of the closure of bank counters and a large part of the population has resorted to e-commerce.

In this new all-digital paradigm, surveillance is increased . In fact, the more we use online services, the more data we generate to analyze our behavior . Bitcoin could therefore be an alternative to circumvent this generalized surveillance.